Legal

Terms of Use

Last updated: April 2026 · Effective immediately upon use

Important Notice, Not a Formal RICS Valuation

ValuInsight AI provides AI-generated property valuations for indicative, research, and decision-support purposes only. Our outputs do not constitute a formal RICS Red Book valuation, a mortgage valuation, or professional surveying advice. They should not be used as the sole basis for any financial, legal, or property transaction. Always engage a qualified RICS-registered surveyor for regulated purposes.

1. Acceptance of Terms

By accessing or using ValuInsight AI ("the Platform", "we", "us"), you agree to be bound by these Terms of Use. If you do not agree, you must not use the Platform. These terms apply to all visitors, registered users, and institutions accessing any part of the service.

2. Nature of the Service

ValuInsight AI is an AI-powered property intelligence platform that provides:

  • Indicative property valuations based on publicly available data and machine learning models
  • Market analytics, comparable sales analysis, and investment projections
  • PDF reports for research, due diligence, and internal decision-making purposes
  • Data sourced from publicly available registers (HM Land Registry, EPC Register, ONS) supplemented by AI analysis

Our service is not a regulated valuation service under the RICS Red Book, the Financial Services and Markets Act 2000, or any mortgage lending regulation.

3. Permitted Use

You may use the Platform for:

  • Personal property research and investment analysis
  • Internal business research and portfolio monitoring
  • Background due diligence (supplementary to formal valuations)
  • Market trend analysis and comparable research

You must not use the Platform to:

  • Submit our reports as formal RICS valuations to lenders, courts, or regulators
  • Misrepresent AI-generated outputs as professional surveying advice
  • Systematically scrape, copy, or redistribute data without written consent
  • Conduct any activity that violates applicable UK law

4. Accuracy & Limitations

Our AI models are trained on large datasets and achieve high predictive accuracy in testing. However:

  • Valuations are estimates only, actual market values may differ materially
  • Local factors (condition, planning, legal issues) that are not in public data are not captured
  • Historical Land Registry data may not reflect current market conditions
  • Confidence scores indicate model certainty, not a guarantee of accuracy
  • Internet-sourced data is used in good faith but cannot be independently verified in real time

5. Intellectual Property

All platform content, models, software, report templates, and branding are the intellectual property of ValuInsight AI. You may download and retain reports for your own use. You may not republish, resell, or commercialise outputs without express written permission.

6. Limitation of Liability

To the fullest extent permitted by English law, ValuInsight AI shall not be liable for:

  • Any financial loss arising from reliance on AI-generated valuations
  • Losses arising from inaccurate, outdated, or incomplete third-party data
  • Indirect, consequential, or punitive damages of any kind
  • Service interruptions, data loss, or technical failures

Our aggregate liability to you for any claim shall not exceed the amount paid by you in the 12 months preceding the claim (or £100 if no amounts were paid).

7. Data & Privacy

Your use of the Platform is also governed by our Privacy Policy. We process personal data in accordance with the UK GDPR and the Data Protection Act 2018. You have rights to access, correct, and delete your data, see our Privacy Policy for details.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Contact Us

If you have questions about these Terms, please contact us:

ValuInsight AI

Email: legal@valuinsight.ai

For data protection queries: dpo@valuinsight.ai

These terms were last reviewed April 2026. We reserve the right to update them with notice posted on this page.
ValuInsight AI

Indicative AI property valuations built on open UK data, for anyone researching a property. Not a formal RICS valuation.

Compliance

We process personal data in line with UK GDPR. See our Privacy Policy.

Contains HM Land Registry data © Crown copyright and database right 2025. This data is licensed under the Open Government Licence v3.0.

© 2026 ValuInsight AI. All rights reserved.

Indicative estimates only. Not a regulated valuation service. For a formal valuation, instruct a RICS registered valuer.